How to Prevent Cold Air from Entering Your Home

It is winter, which means frequent cold blasts of weather. At your home, does the cold remain outside or do you feel it when you walk near a door or window?  If it is not as cozy and warm as you would like, then there are areas where cold air is entering. Cold air inside makes your home feel cold and causes your heater to work that much harder. And the more heating required, the higher the monthly heating bill is. And H2M Insurance of Winder, GA, we want our clients to stay warm all winter long. Fortunately, there are some simple measures you can take to prevent cold air from getting inside.

Prevent Air from Entering Through Windows and Doors

The primary point of entry for cold air is usually through windows and doors. Check windows, and if there is cold air coming in, then you need to recaulk them. You may need to first remove existing caulk before you add another layer. Or, a light bead on top of the current layer will suffice in other cases. If air is coming inside the home through exterior doors, then your weather stripping needs to be replaced. Replace it with the doors, and you can also add a layer of weather stripping between the doors and side jambs.

Use Furnishings and Accessories to Block the Cold

Other simple ideas for keeping cold air out include hanging thick curtains on your windows, placing warm rugs down on hard floor surfaces, and even hanging pictures on the walls can help block out cold air. At H2M Insurance of Winder, GA, we believe that with a little maintenance, and a few added accessories, you can keep your home warm and secure all winter long.

Homeowners Insurance Georgia

Homeowners insurance protects an owner when natural disaster strikes. Hurricane season is an especially costly time of year for Georgia homeowners. The benefits of homeowners insurance after a hurricane protect a property owner from extra expenses for repair of a home, and replacement of its contents. Property owners are also protected from legal liability from a guest slip and fall. With homeowners insurance, all medical and attorney expenses associated with an injured guest’s hospital bills, or any court compensation resulting from a negligence lawsuit, is covered.

Disaster Risk Events

Georgia homeowners can protect their property investment with insurance coverage for natural disaster damage risk events. Repair a home’s structural features, as well as replace personal belongings, without the hassle of out-of-pocket expenses.   

Liability Risk Events

The danger of a guest injury is a legal liability that a homeowner is obliged to pay for in the form of medical bills, and sometimes even legal fees. Liability risk event responsibility can be covered in a homeowners liability insurance policy. Protect your finances from loss with a liability insurance to meet the unexpected costs of guest hospitalization, treatments and court costs arising from an injury claim.

Homeowners Insurance Coverage

Comprehensive Coverage – a full-coverage policy covering repair and replacement of property.

Individual Coverage –protects family members from debt obligations and outstanding mortgage payments at the time of serious accident or death.   

Packaged Indemnity Agreements – coverage theft or damage claims to loss of real property or personal effects.

Combined Life Coverage – life and homeowners insurance combined in a single policy, covers property, liability, as well as end-of-life expenses, and benefit to beneficiaries.

To find out more about homeowners insurance policy deductibles, claims, grace periods, and terms and conditions in Georgia, and obtain a quote, contact H2M Insurance of Winder, GA.