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BE READY WHEN LIFE BRINGS THE UNEXPECTED

GET A QUOTE

We don’t always see what’s around the corner but one thing is sure, the unexpected happens. When it does, you can be ready. Protect yourself, your family and your property. Get a free personalized quote today.

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YOUR TRUSTED

INSURANCE PARTNER

We help individuals, businesses and families find an affordable insurance plan that offers the most benefits. Keeping the unique qualities of each individual in mind, one of our specialized agents will contact you with a free personalized quote and give you all of the information you need thus, providing real solutions.

Car Clap

Automobile

Insurance

Are you looking to change auto insurance companies? Are you shopping around for a better rate?

 

Or maybe you just bought a new (or new-to-you) vehicle and are in need of insurance?

 

Either way, our goal is to find you the very best coverage that fits within your budget. Our loyalty is to our customers, not with insurance companies. 

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Family

Homeowners

Insurance

Insure the roof over your head and everything you couldn’t live without that goes underneath it. Policies are available from trusted companies.

 

We represent a variety of national and regional carriers to provide you with sufficient options.

 

We are happy to work with your budget and personal needs.

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House Viewing

Renters

Insurance

Renters insurance is the smart way to protect your stuff. This affordable coverage gives you the peace of mind that your belongings are protected. This coverage is an affordable way to protect your personal property in the case of theft or other natural disasters. It also financially protects you from lawsuits and the cost of any accidental damage that may be caused to the rental property.

OUR COMMITTMENT TO YOU

Life happens and if you are planning to purchase a car or recently find yourself in a situation below we can help you get insured in a cost-effective manner.  That is our commitment to you.  We specialize in helping individuals obtain automobile insurance in challenging or unique times.

 

If you find yourself as or with:

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  • Salvage title: If you own a car that has a salvage title, you won't necessarily pay more for auto insurance, but you may be denied comprehensive insurance for various reasons.

  • High-risk driver: You may be labeled a high-risk driver by insurance companies due to multiple accidents, violations, claims, or any combination of the three.

  • SR-22: If you need to carry an SR-22 to claim financial responsibility, it's likely because you had a conviction, such as a DUI or reckless driving. Most insurers will file the form with the state to prove you have coverage. You'll have to pay a one-time filing fee, typically about $35, on top of the premium.

  • Non-owner car insurance: If you want to insure yourself as a driver without owning a car, you need non-owner car insurance. Insurance companies generally charge less for a non-owner policy.

  • Young drivers: can be considered non-standard auto insurance, because policies for young, inexperienced drivers are often very expensive, and many teens join their parents' policies instead of having their own.

  • Also, some drivers with little experience or high-value vehicles may find the best rates from an insurance company that specializes in non-standard coverage.

 

 

If any one of the above pertains to you or have another situation that requires insurance call us now and one of our expert agents will work with your unique circumstance and get you the cost-effective coverage that fits your needs.

© 2021 H2M Insurance Agency

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